Our Team

Professional History

Gary Twoey is a Senior Mortgage Advisor at Core Mortgage Services, LLC. With over 20 years of experience, Gary’s in-depth knowledge of the industry is derived from owning a mortgage brokerage, as well as working in the retail and wholesale sector of loan originations.

Based on his own negative experience after purchasing his first home, Gary decided to go into the mortgage business to help others achieve the dream of home ownership, in an honest, knowledgeable, and professional manner.


About Gary

A Philipsburg native, Gary has called State College home for the past 17 years. In his spare time, Gary enjoys backpacking trips to the Adirondacks and White Mountains, and he is also an avid runner who participates in ultra-marathons. Gary has been married to his wife Kate for 20 years, and they have one son Jakob, a Senior at State College Area High School, who plans on attending the Smeal College of Business at Penn State University upon graduation.


About Core Mortgage Services, LLC

We Have A Loan for That!® Locally owned and operated and headquartered in State College, PA., Core Mortgage Services is a “boutique-style” brokerage firm. For most homebuyers, buying a home is a big investment, but the company’s innovative and streamlined approach, rivals most big-name lending institutions throughout Pennsylvania, Virginia, West Virginia, Delaware, Florida, and Colorado.

As a small lender, Core Mortgage Services delivers the best interest rates in the marketplace. By taking a personalized approach, The Core Team communicates directly with each client, and is available to answer any questions throughout the real estate transaction. The company also recognizes the importance of earning the trust of their clients and building long term business relationships, because service is at the CORE of what we do.



Your Pennsylvania, Virginia, West Virginia, and FloridaMortgage Experts